You're not obliged to use ~/.curator/curator.yml. You can just pass --config /path/to/curator.yml before the action yaml file argument.
In Unix, ~ indicates the $HOME path of the current user. So, the user executing Curator's $HOME path is where it will be looking. For example, if I had a user named user, ~/.curator/curator.yml might be at /home/user/.curator/curator.yml
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