Kibana 6.3 has Error 404 / X-Pack-Index not found after upgrade

That's correct that xpack is now bundled with Kibana.

There is no xpack index. Hmmm, this thread might be relevant: X-Pack installation, does not seem to be creating indices

The new 6.3 installation has license set to basic by default which doesn't include security. Perhaps this is throwing things off? Do you have a license installed? Maybe start a trial license to get security and see if it works?